Buying a Home September 29, 2022

What is a Mortgage Pre-Approval?

There is so much to understand when it comes to buying your new home. A mortgage pre-approval is one key item.



If you’re not sure how much you can afford, getting pre-approved is one of the best ways to determine what price range to shop in. For that reason (and because in this highly competitive market, pre-approval is essential to having your offer considered), it’s an important step I encourage you to take before you get too far into your home search.



That being said, your pre-approval will typically expire within 90 days, so if you’re in the “casually browsing” stage, it might be best to hold off on getting pre-approved for now. It’s usually a pretty quick process. It involves filling out a short application with a lender, who will then conduct an analysis of your financial situation and provide you with a letter stating the amount of your approved home loan.



Get with me today for a list of proven local lenders! Do NOT trust this important part of the process to just anyone. The loan officer you choose will be a key team member helping you to reach your goal of home ownership.


About Jenny Vossler

Years working in real estate has taught me that everyone, including YOU, deserves a real estate agent who is highly experienced, has local knowledge, proven systems and procedures, and local connections in and out of the real estate industry. Whether you are buying, selling or investing, the transaction you’re about to embark on will have a large financial impact on your future.  Please make sure you choose an agent with unparalleled professional skills and high ethical standards to represent you. Give me a call – I look forward to learning about your real estate needs and personally discussing how I can be of service to you. I can be reached by call or text at (435) 559-1260, or by email at


Photo credit: Tamil King (Retrieved from Canva on 06/03/2021)